Take action towards your
credit wellness
using our
on-demand tools!


Use patented tools to model the impact of real-time actions on your credit score


Evaluate credit offers that are tailored to your needs and profile


Explore customized education materials for your credit wellness

Tailored Credit Offers

Tired of applying for credit and getting rejected?

Lantern Credit’s unique analytics will match you only with credit offers you can qualify for. We are not a marketing platform. Our partners are invested in helping you build credit and qualify for offers that will allow you to meet your financial goals.

The Interactive Credit Report™ Powered by beamAI

How would your credit score be impacted by an additional credit card?

Lantern Credit’s proprietary and powerful Interactive Credit Report™ will empower you to view your credit report and credit score and provide customized guidance on how making specific financial choices will impact your credit score now and in the future.

Education for Credit Wellness

Are you fully informed about optimizing your credit wellness?

Lantern Credit provides access to explore the topics you need to know in order to develop and maintain your credit wellness. We continue to add new articles and our platform uses machine learning to recommend the most impactful information for you.