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All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider's discretion. There is no guarantee you will be approved or qualify for the advertised rates, fees, or terms presented. The actual credit card rate you may receive depends on the things like benefits requested, your credit score, usage, history and other factors.

This Lantern website is owned by SoFi Lending Corp., a lender licensed by the California Department of Business Oversight under the California Financing Law, license number 6054612. SoFi Lending's NMLS number is 1121636. NMLS Consumer Access

SoFi Lending Corp. operates this Lantern website in cooperation with Even Financial Corp. ("Even"). If you submit a loan inquiry, SoFi will deliver your information to Even, and Even will deliver to its network of lenders/partners to review to determine if you are eligible for pre-qualified or pre-approved offers. The lenders/partners receiving your information will also obtain your credit information from a credit reporting agency. If you meet one or more lenders' and/or partners' conditions for eligibility, pre-qualified and pre-approved offers from one or more lenders/partners will be presented to you here on the Lantern website. More information about Even, the process, and its lenders/partners is described on the loan inquiry form you will reach by visiting our Personal Loans page.

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